Fetch Pet Insurance Review & Prices

Fetch pet-insurance review

Overall Rating 4.4 / 5

star reviews 4.5
  • Budget-friendly premiums
    • Dogs – from $35
    • Cats – from $20
  • Flexible coverage plans
    • Deductibles: $250 to $500
    • Reimbursement rates: Up to 90%
    • Annual coverage limits: $5,000 to $15,000
  • Comprehensive protection
    • Covers accidents, illnesses, chronic conditions, & more.
    • Includes holistic care like acupuncture and chiropractic.
    • No accident-only or separate wellness plans are offered.

Home » Pet Insurance » Fetch Pet Insurance Review & Prices

🐾  Quick Navigation

About Fetch Pet Insurance 🌟

Fetch Pet Insurance is more than just an insurance provider; it’s a comprehensive support system dedicated to the health and well-being of your cherished dogs and cats. Known for its extensive coverage, Fetch is a pioneer in the pet insurance field, offering services tailored to pet owners and their furry family members’ unique needs.

Key Highlights

Fetch offers a singular, all-encompassing insurance plan for both dogs and cats. This plan stands out due to its wide coverage, including accidents, illnesses, chronic conditions, and hereditary issues. Fetch’s policy is notable for including holistic care options like acupuncture and chiropractic treatments, catering to the growing demand for alternative pet therapies.

Why Choose Fetch?

Fetch distinguishes itself with its no-holds-barred approach to pet insurance. Unlike many other providers, Fetch does not restrict coverage to conventional treatments alone. Its plan covers advanced therapies and many conditions, offering peace of mind to pet owners. The flexibility to use any licensed veterinarian in the U.S. or Canada, including emergency clinics and specialists, is a significant advantage, ensuring that pets get the best care regardless of location.

Furthermore, the customization options available with Fetch’s policies allow pet owners to adjust their deductibles, coverage limits, and reimbursement rates, tailoring their plans to fit their budgetary needs. This level of customization, combined with a straightforward claims process via their app or website, makes Fetch a user-friendly and accessible choice for pet insurance.

A Partner in Pet Healthcare

Fetch does more than just cover your pet’s medical expenses; it acts as a partner in your pet’s healthcare journey. From covering emergency visits to hospital stays and everything in between, Fetch ensures that your pet’s health needs are met comprehensively. With a commitment to quick claims processing and customer-friendly service, Fetch takes the hassle out of pet insurance, allowing pet owners to focus on the joy and companionship their pets bring.

Fetch Pet Insurance is committed to enhancing the lives of pets and their owners, ensuring that every policyholder receives the support, care, and peace of mind they deserve.

Fetch Pet Insurance Plans and Coverage🛡️

Explore Fetch’s comprehensive and tailored pet insurance plans, designed specifically to cater to the diverse needs of your dogs and cats.

Accident and Illness Plans

Fetch offers a robust Accident and Illness plan, providing extensive coverage options. This includes a range of deductible amounts, reimbursement rates, and annual coverage limits to fit different budgets and needs. The plan covers various conditions such as accidents, illnesses, chronic and congenital issues, and alternative treatments like acupuncture and chiropractic care.

Accident-Only Plans

Fetch focuses on its comprehensive Accident and Illness plan and offers no separate accident-only plan. This all-encompassing policy ensures broad protection for various health situations, including emergencies.

No Optional Wellness Rewards

Fetch does not provide an optional Wellness Rewards plan. The Fetch policy does not cover routine and preventive care costs, including vaccinations, spaying or neutering, and grooming.

Waiting Periods and Coverage Limitations

Fetch implements a standard 15-day waiting period for accident and illness coverage. There’s also a 6-month exclusionary period for conditions like hip dysplasia, cruciate ligaments, and patellas, subject to certain conditions. Preexisting conditions are not covered. The policy encourages prompt claim submissions, with a 90-day window post-treatment for filing claims.

Fetch Pet Insurance Cost 💵

Insurance costs vary based on your pet’s age, breed, location, and the coverage options you select. Here’s a breakdown of average monthly premiums for dogs and cats with Fetch:

Average Monthly Premiums:

Pet Type Coverage Type Average Monthly Premium
Dog Accident & Illness From $35
Cat Accident & Illness From $20

Customization Options: Adjust the following variables to personalize your plan and influence the cost:

  • Annual Deductible: Options range from $250 to $500.
  • Reimbursement Rate: Choose up to 90% reimbursement.
  • Annual Coverage Limit: Select from $5,000 to $15,000.

Factors Influencing Cost:

  1. Breed and Age: Certain breeds and older pets may have higher premiums.
  2. Location: Regional veterinary costs can affect your premium.
  3. Coverage Level: Opting for higher coverage limits can increase premiums.

No Additional Costs and Fees: Fetch does not charge a one-time enrollment or monthly payment processing fee.

Discounts and Savings: Fetch may offer various discounts, helping to reduce the overall cost. Contact Fetch for current discount offerings.

Frequently Asked Questions❓🙋

What is Fetch pet insurance?

Fetch provides accident and illness insurance coverage for dogs and cats, covering tests, procedures, medications, emergency visits, and hospital stays.

What types of pets does Fetch cover?

Fetch offers insurance specifically for dogs and cats.

What are the annual coverage limits for Fetch policies?

Fetch’s annual coverage limits range from $5,000 to $15,000.

How quickly does Fetch process insurance claims?

A standard 15-day waiting period for accidents and illness coverage. There may also be a 6-month exclusionary period for conditions like hip dysplasia, cruciate ligaments, and patellas.

Can I use any veterinarian with Fetch pet insurance?

Yes, you can take your pets to any licensed veterinarian in the U.S. or Canada.

Does Fetch cover visits to emergency clinics and specialists?

Yes, Fetch policies cover visits to emergency clinics and specialists.

How are claims submitted with Fetch?

Claims can be submitted through Fetch’s website or mobile app.

Does Fetch cover treatments for chronic illnesses like diabetes or cancer?

Yes, Fetch covers treatments for chronic conditions, including diabetes, cancer, hereditary, and congenital health issues, provided they are not preexisting conditions.

Does Fetch offer a wellness plan?

No, they does not offer a wellness plan, and routine care such as vaccinations and spaying/neutering is not covered.

How much does Fetch pet insurance cost?

Cost varies based on several factors, including a pet’s age and breed. Sample rates indicate $35.24 per month for dogs and $20.16 for cats, with specific conditions.

Can Fetch policies be customized?

Yes, while they doesn’t offer additional coverage add-ons, customers can customize their annual deductible, coverage limit, and reimbursement rate.

Are there any exclusions to what Fetch covers?

Fetch does not cover routine or preventive care, preexisting conditions, prescription food, grooming, cosmetic procedures, and claims submitted after 90 days from treatment.

Fetch Pet Insurance Reviews ⭐

Discover why pet owners & trusted companies recommend Fetch. Read testimonials to explore their experiences with this trusted pet insurance. From Forbes, LA Times, Nerdwallet, and so on.


Fetch By The Dodo covers pets of any age with a focus on future accidents and illnesses—what they refer to as” The stuff you can’t see coming.” Formerly known as Petplan, this provider allows you to customize your monthly premium based on your choice of annual coverage, and reimbursement rate.

four star review

LA Times

Fetch, previously Petplan, excels in comprehensive pet insurance, emphasizing unforeseen accidents and illnesses. You can tailor your monthly premium to your liking, choosing from various annual coverage options and reimbursement rates. A unique approach to safeguarding pets of all ages.

LA Times
four star review


Fetch earned 4.5 stars out of 5 for overall performance. NerdWallet’s ratings are determined by our editorial team. Fetch offers pet owners a compelling choice for reliable coverage and customization with a user-friendly website and convenient app.

star reviews 4.5


Founded in 2007, Fetch Pet Insurance, formerly known as Petplan or Fetch by the Dodo, has been around longer than most competitors and uniquely offers comprehensive therapy coverage and discount options that help keep monthly premiums low.

reviews 4.5

Pawlicy Advisor

Fetch Pet Insurance offers a number of unique benefits that make it one of the best pet insurance companies around. You can enjoy extensive coverage for your pet’s healthcare, including sick visits, hospital stays, holistic care, alternative therapies, and more.

Pawlicy Advisor
five star review


Pet insurance policies from Fetch provide accident and illness coverage for dogs and cats. The company’s plan covers a range of tests, procedures, and medications, along with emergency visits and hospital stays. Fetch is available in all states and the District of Columbia.

US News
three and half starts


If you have questions or comments – contact us online!

Subscribe for Newsletter

Stay always in touch! Subscribe to our newsletter.